HERE’S WHAT OUR CLIENTS HAVE TO SAY                        

We have used C2 Financial and Mick Zentic for multiple refinancing and home purchases. After shopping around we found Mick had the best rates available. He is always readily available and patient to answer the many questions that come up when dealing with finances. Mick is down to earth and relatable. He makes my questions feel valid and is always willing to review documents until I completely understand. We have referred Mick to friends and family and will definitely again.


Dami Rejda

What isn’t there to say about Mick Zentic and C2 Financial? It’s so refreshing to have a reliable and HONEST “mortgage guy” that lives local.  He truly cares about people and their best interest especially in North County and wants to see it thrive.  Mick got us in our first house 15 years ago and has refinanced us twice through the VA. I have referred friends that have all been well taken care of with either a new mortgage or refi. Six in fact.  He’s the guy you go to when you have questions and he will tell you what is best for YOU not him.  Call Mick today… you can thank me later!


I’ve refinanced my home with Mick two times. Both times he told me what was going to make happen and he made it happen, excellent outcome both times, better than what I expected. I will use Mick again in the future.

Chris C.

Mick was a great help with my refi.  Extremely knowledgeable, patient, and kept me informed the whole way.  He was diligent about placing me with the best rate and lender with the best closing costs.  He’s a top notch professional.  I couldn’t be more pleased.

Brian B.

Mick is efficient and trustworthy when applying for a loan, as well as, through the funding of the loan.  Mick is very easy to get ahold of always professional and direct. I highly recommend Mick and his Company

Barry Todd Bushman

Mick is amazing…my husband and I have worked with Mick on home purchases and refinances multiple times over the past 16 years. We even used his services for a purchase on the East Coast where he had to communicate with people he didn’t  usually work with, and they had nothing but accolades for him! Mick has always come through. He is more knowledgeable than anyone we know in the mortgage industry, he always locks us in at the best rate and clearly communicates every step of the way, all of our escrows have closed on time (or before)! We never worry or stress in the process as we are confident in Mick’s integrity and expertise!

Joey and Jennifer B.

I am writing this to address the exceptional experience I received while working with Mick & Cherise on my recent home purchase. From the beginning, I felt confident in the abilities of both professionals. I was shown many housing options and walked through every step of the way, personally, by Mick & Cherise. In fact, Mich was able to find me a home that was not even on the market yet, in which I purchased. It is gorgeous!I never felt pressured or compromised, always feeling that both Mick & Cherise were on my team, on a level I have never experienced when purchasing basically anything. I felt comfortable asking questions & calling just about any time to get both valuable and accurate information. I was walked through loan options, personally, and felt very comfortable after said options were explained to me in language I could not only understand but allowed me to make the best choice with my money. Every step of the process was not only professional, but friendly. I, without hesitation, recommend this team for any real estate transaction you may be in the market for. I have sent my friends and family to Mick & Cerise with confidence they will not do anything but point you in the right direction.

Sam Franczyk

Mick treated us like family as he helped us to find and finance our home. He was patient, professional and encouraging through the whole process. I recommend him to all of my fiends looking to buy or refinance a home.

Beau Moffatt

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